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GOGEBIC RANGE BANK Credit Analyst in IRONWOOD, Michigan

JOB REQUIREMENTS: Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. Generate financial ratios, using computer programs, to evaluate customers' financial status. Prepare reports that include the degree of risk involved in extending credit or lending money. ***** OTHER EXPERIENCE AND QUALIFICATIONS: Basic experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. Basic knowledge of commercial, construction, real estate and consumer loan processing. Basic knowledge of related state and federal loan regulations and other Bank lending policies. Excellent organizational and time management skills. Ability to work with minimal supervision while performing duties. Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. ***** APPLICATION INSTRUCTIONS: Mail a R sum : Gogebic Range Bank Attn: Crystal Kuklinski P.O. Box 39 Ironwood, MI 49938 Deadline: March 5, 2021 E-Mail a R sum : crystal.kuklinski@gogebicrangebank.com

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