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City of Detroit Underwriter II in Detroit, Michigan

Underwriter II



Underwriter II


$55,421.00 - $74,382.00 Annually


MI 48226, MI

Job Type

Certified-Regular Civil Service


Housing & Revitalization

Job Number



9/30/2020 11:59 PM Eastern

  • Description

  • Benefits

  • Questions


Under general supervision, the Underwriter II is responsible for the evaluation and recommendation of potential funding requests for grant, tax incentive, and demolition funds. Such funds are typically utilized to: (1) develop low income single and multifamily housing mixed-use developments; (2) utilize tax incentives; (3) oversee demolitions; and (4) manage the City’s efforts to combat homelessness occupation or (5) review and approve applicants receiving grant funds for home repair. This is an intermediate level position that performs an expanding range of professional underwriting assignments in a developing capacity.

The Underwriter II independently plans and carries out the assignments in conformance with accepted policies and practices; adheres to instructions, policies, and guidelines in exercising judgment to resolve commonly encountered work problems and deviations; and brings controversial information or findings to the supervisor’s attention for direction. The supervisor outlines or discusses possible problem areas and defines objectives, plans, priorities, and deadlines. Assignments have clear precedents requiring successive steps in planning and execution. The supervisor provides assistance on controversial or unusual situations that do not have clear precedents; reviews completed work for conformity with policy, the effectiveness of the Underwriter’s approach to the problem, technical soundness, and adherence to deadlines; and does not usually review in detail the methods used to complete the assignment.

Underwriter II

This is the intermediate level. The Underwriter performs an expanding range of professional underwriting assignments in a developing capacity.

Examples of Duties

  • Obtain and compile copies of recipients' or sub-recipients’ credit histories, financial statements, and other financial information.

  • Meet with recipient or sub-recipient to obtain information for applications and to answer questions about the process to determine whether they meet criteria for support.

  • Work with recipient or sub-recipient to identify and achieve mutual goals.

  • Interpret and ensure compliance with Federal, State, local, and departmental program regulations, policies, and procedures.

  • Negotiate funding arrangements with recipients or sub-recipients.

  • Assist in the creation, development, implementation, and modifications of legal documents

  • Reviews funding agreements to ensure that they are complete and accurate according to policy.

  • Approve funding within specified limits or criteria, and refers applications outside those limits to management for approval.

  • Handle recipient or sub-recipient complaints and takes appropriate action to resolve them.

  • Monitor regulations for changes which may affect the operating procedures and policies of the department and associated agencies.

  • Set policies, procedures, and standards in conjunction with senior managers.

  • Perform Housing and Urban Development (HUD) and related housing research as required; prepare reports for City management and City Council.

  • Promote public awareness of City housing improvement projects by conducting presentations to the public and other community organizations.

  • Develop partnerships with local agencies and organizations to improve neighborhood development efforts.

  • Perform special projects and other duties as assigned.

Minimum Qualifications

Qualifications (required):

  • Bachelor’s degree in business administration, public administration, accounting, finance, economics, or other related field of study.

  • Minimum of two (2) years professional experience in risk evaluation related to the granting of loans or insurance for housing development projects, as well as a systematic preparation, review, analysis, interpretation, and evaluation of sub-recipient data, budgets, grants, loans, or other financial data.

Equivalent combinations of education and experience may be substituted to meet the education and experience requirements of this position.

Supplemental Information

License / Certificates

Candidates considered for placement in this classification may be subject to a Criminal Background Investigation based on the requirements of the position.

During extended periods each year, Underwriters may be required to work considerable overtime.

Physical Demands

The employee generally remains in a stationary position for an extended period of time operating standard office equipment which may include computers, telephones, photocopiers, and fax machines. The employee is expected to move about to accomplish tasks such as opening file cabinets and moving files. Must be able to lift, push, pull, and carry up to 20 pounds.

Work Environment

Work is performed primarily in an office environment. Some work requires travel to meetings, conferences, and other work sites with exposure to seasonal weather conditions.


  • Interview: 70%

  • Evaluation of Training, Experience, & Personal Qualifications: PASS/FAIL

  • Total of Interview and Evaluation T.E.P: 100%

Additional points may be awarded for:

  • Veteran Points: 0 – 15 points

  • Detroit Residency Credit: 15 points

City Employees Benefits Summary


The City of Detroit offers a competitive and comprehensive employee benefit package. We pride ourselves on the longevity of our employees. Part of the reason for the low turnover rate is the exceptional benefit package listed below. Benefits include, but are not limited to the following:


Eligible for hospital, surgical, and prescription drug benefits after ninety-one (91) days of employment.


Eligible for dental care after sixth (6) months of employment.


Eligible for eye care after six (6)months of employment.

Life Insurance

Optional group insurance available to employee and their family. The City pays 60% of premium for first $12,500 of employee life insurance. Employee may purchase, at own expense, life insurance for spouse and each dependent.

Long-Term Disability Insurance (Income Protection Plan)

The City offers disability insurance through payroll deductions for persons who become disabled and who are not yet eligible for a service retirement.

Sick Leave

City employees accrue sick leave based on the number of regular hours worked. Full time employees earn ninety-six (96) hours of sick leave per year. You may carry over your unused sick leave. Effective July 7, 2012 maximum accumulation is 300 hours.



New Year's Day

Martin Luther King's Birthday

Good Friday

Memorial Day

Independence Day

Labor Day

Veterans Day

Thanksgiving Day

Day after Thanksgiving

Christmas Eve

Christmas Day

New Year's Eve

Other Leave Policies

The City also has the following paid and unpaid leaves; funeral leave, Family and Medical Leave, jury duty, military duty leave, unpaid personal leave,


City Employees Retirement System

As a regular City employee you automatically become a member of the General Retirement System. This entitles you to a retirement allowance after:

• Completion of thirty (30) years of service; - At age sixty (60) if you have at least ten (10) years of service, or - At age sixty-five (65) with eight (8) years of service. (In the event of disability, other eligibility rules apply); • An early, actuarially reduced, retirement is offered after you have attained at least twenty-five (25) years of service; • Employees are vested after ten (10) years of service, regardless of age.

Advancement Opportunities

Employees have many opportunities for growth and career advancement throughout all City departments and divisions.

Have a successful career with the City of

Detroit. Always remember that you are a part of a team with a common Vision of delivering excellent service to the citizens of the City of Detroit.


Do you possess a bachelor's degree from an accredited college or university, with major course of work in business administration, public administration, accounting, finance, economics, or other related field of study?

  • yes

  • no


Do you have one (1) year of professional experience in risk evaluation related to the granting of loans or insurance for housing development projects, as well as a systematic preparation, review, analysis?

  • yes

  • no


Are you able to intepret & evaluate sub-recipient data, budgets, grants, loans, or other financial data? (preferred but not required.)

Underwriter must demonstrate proficiency with integrated word processing and spreadsheet functions.

For selection, appointment to an Underwriter level II or higher, in addition to the minimum education requirements, more progressive levels of experience are required based on the following:

Underwriter II – at least two (2) years of experience

  • yes

  • no

    Required Question


City of Detroit


Coleman A. Young Municipal Center

2 Woodward Ave ste 316

Detroit, Michigan, 48226